32nd GIZ Social Security Seminar : India’s national health insurance RSBY: impact and potential

32nd GIZ Social Security Seminar with a presentation by Dr. Santanu Pramanik and Dr. Shailender Swaminathan of the Public Health Foundation of India (PHFI) on Tuesday, 23 February at 04.30 pm

Venue: GIZ Conference Room, 21 Jor Bagh, New Delhi – 110003

The Rashtriya Swasthya Bima Yojana (RSBY) is India’s flagship health insurance scheme for people below the poverty line. RSBY was launched in 2008 and in 2015, its management was shifted from the Ministry of Labour & Employment to the Ministry of Health & Family Welfare. As of August 2015, the scheme provides health insurance to more than 40 million poor families across India.

PHFI has conducted extensive research on the impact of RSBY in improving access to health facilities, and reducing out of pocket health expenses and indebtedness. Their observations are generated from two studies: findings from all states of India based on National Sample Survey data over 10 years, and a longitudinal panel health insurance experiment conducted in two districts of Karnataka. The experimental study covers about 10,000 families just above the poverty line; the baseline survey shows interesting findings on the willingness to take up health insurance with our without premium subsidies.

The preliminary results of these two studies will be presented by Dr. Pramanik and Dr. Swaminathan at the Seminar. Dr. Pramanik is a senior survey statistician with PHFI. He was earlier at the University of Chicago. Dr. Swaminathan is a health economist at the PHFI and Adjunct Faculty at Brown University’s Department of Health Policy.